When discussing interest rates and monetary policy, you need to know how to say decimal numbers.
English uses a symbol like a full stop between the two parts of a decimal number. It is called a decimal point. A comma is not used in this position. In a pure number (without a unit of measurement), each digit after the decimal point is said separately.

Examples:
3.5    three point five
3.51   three point five one (not three point fifty-one)
3.14159  three point one four one five nine
3.75%   three point seven five percent

However, if the number after a decimal represents a unit of money, length, etc., it is usually read as a normal number.

Examples:
\$5.61    five dollars sixty-one (cents)
1.22 m    one metre twenty-two (centimetres)

0 is called zero or (mainly in British English) nought. British English also uses oh, but only after the decimal point, never before.

Examples:
11.005    eleven point oh oh five (or eleven point double oh five)
0.501      zero / nought point five oh one
0.001     zero / nought point oh oh one (or zero / nought point double oh one) 1. Read the following sentences out loud:

1. Right now, the euro’s worth \$1.0829.

2. That’s up 0.00094 from yesterday.

3. The Bank of England’s base rate is 3.75%.

4. 0.001 is also called ten to the power minus 3.

5. The share’s trading at \$5.41. 2. Listen to the ten sentences on the recording, and write down the figures you hear. • Inflation; rate; consume; incentive; demand; supply; threats; implement a policy; remunerate.    ` 4`. Place the word in a  correct form.

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